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When your business is running well and you’ve got great opportunities to grow, you need to ensure you’ve got cash in place to handle extra costs associated with growth.

Sometimes it takes time for the cash to drop into the tin from extra sales, but the costs come in well beforehand. You need to be confident you’ve got the funds in place to handle this gap well before it becomes a problem.

A Growth Planning Specialist CFO works with you to:

  • Determine what funds you need for growth
  • Review the best finance options (there may be a lot more than you think!)
  • Facilitate discussions with lenders/investors etc.
  • Provide information required by lenders/investors etc.

Long-term commercial growth is a journey — and not a destination. Regardless of your industry, managing business cash flow correctly is absolutely vital to strategic planning for business growth. You certainly need a plan that is both sustainable and long-term, but you may not necessarily need full-time staff to get you from point A to point B.

Virtual CFOs are a perfect solution to the growing pains of successful Australian businesses. Our highly skilled experts will prepare you and your lenders/investors with a unique business growth and development plan. Start off on the right foot with detailed advice from CFOs who hold real experience in your industry — without the expense of another full-time employee.

With the help of Virtual CFOs in Australia, you’re free to think bigger than ever.

Remote areas are no problem for our Virtual CFOs Australia Wide. Whether your business is in Mackay, Melbourne, Brisbane, Sydney, Perth, Newcastle or any regional area, we can provide an outsourced CFO service to meet your needs.

A CFO On-Call can work with you online when it makes sense and in person when you need it.

IT’S NOT JUST ABOUT SETTING THE FORECAST AND PUTTING IT IN THE DESK DRAWER.

Accurate and detailed forecasting will help you and/or your lender/investor to be confident and well informed. It needs to be constantly reviewed against actual results and questions asked if things are ‘off track’. To ensure you reach your goals this is vital. Swift investigation of variances and immediate rectification will avoid you missing your profit targets and enduring cash flow problems.

Presenting your business properly to a lender/investor will make a big difference to your ability to secure their confidence and the funds you need. Getting help with the presentation is vital if you’re not an expert at this. Being able to provide financial information in the right way and answer their questions intelligently makes a big difference to the outcome.

Virtual CFOs are the perfect option for the budding small business, with solutions that provide SMART goals toward a future of your own making.

Our highly trained financial experts provide all the services you need to take your small business to the next level:

  • Customised options to assist with strategic planning for business growth
  • Commercial exit planning for when the time comes to leave
  • Getting a financial head-start with a business growth and development plan
  • Increasing profits by allocating funds correctly (and toward a target goal)

Do you need help with planning for growth and investor funding or business loans? SMEs who could only dream of hiring a CFO are now able to take advantage of a CFO On Call.

Contact Us
Virtual CFO talking to a client

Forecasting

Prepare Cash Flow Forecast and/or 3 Way Forecast

Investor planning & Advice

Prepare accurate financial statements for lenders/investors

Investor & Finance Reporting

Provide ongoing reports to lenders/investors to enhance relationships and confidence

Review Finance Options

Guidance on the best and most cost effective finance options for your business

CFO On Call can help businesses with growth planning & funding including:

Increase Profits
Most importantly, regular clients make a 51% improvement in profit.
Secure Bank Loans
Banks are more cautious than ever about lending money to businesses large and small. We’re experienced dealing with lenders and how they look at potential borrowers.
Financial Modelling
Get a summary of your company's expenses and earnings to calculate the impact of future decisions and planning.
Key Financial Reporting
Track, analyse and report your business income to examine resource usage, cash flow and more.
Business Exit Planning
Most business owners want to sell or exit their business one day. The question is what will it be worth and how can you maximise the value?
Strategic Financial Advice
Have an expert help with pricing, costing, margins, targets, interpreting management accounts
Growth Planning
A Virtual CFO can help you with growth and profit planning and can prepare projections for your bank or lender.
Systems & Processes
If you want to be freed up from your business, you need systems in place. Getting yourself, as business owner, ‘off the tools’ is vital to growing your business.
Increase your profits with our Complimentary Cash Flow Template.
Download Now

We have created an average of 51% profit increase.

A Virtual CFO for hire is a corporate gun; an elite financial freelancer available 24/7 to meet any business’s needs as they arise. These CFOs engage with clients in the most effective way, accessing accounts and spreadsheets via cloud-based programs and dispensing their advice over video streaming services like Skype or WhatsApp, as well as in person. In this way, duplication is cut, along with transport costs and time spent travelling to and from face-to-face meetings.

Read Case Studies

Experienced With A Range of Industries Australia Wide

With our exclusive ‘Seven Key Numbers Analysis’ tool, we can quickly help identify improvements to significantly boost your profit and cashflow. We have created an average of 51% profit increase for our regular clients.

Printing & Manufacturing

Focus on improving systems, pricing, profit margins and equipment utilisation.

Trades

Focus on improving systems, labour utilisation, job profitability, profit margins markup, work in progress and quotes

Mechanical Engineering

Focus on equipment and labour utilisation, job management, profit margins, processes and systems

Freight Transport & Logistics

Focus on systems, processes, equipment utilisation, job management, profit margins

Building & Construction

Focus on labour utilisation, profit margins, job management, processes and systems

Wholesale and Distribution

Focus on equipment and labour utilisation, stock management, profit margins, return on inventory investment, systems

Testimonials

“He has taken the pressure off me. Net profit is growing and I’m confident our strategy can be implemented and turned into reality. I’m now living the dream - running the business remotely.”
Mike Brewill
CEO Velocity Electrical
“We’ve already made improvements of six figures! Our CFO On-Call’s experience has made a huge difference to our bottom line. He’s streamlined our processes and efficiency to better use our systems and people.”
Rodney Frost
Group GM lamson Paragon Group.
“We have the useful information we need to make the financial and business decisions at the right time. Our CFO’s input has led to a 27% improvement in profitability.”
Greg Jaques
GM Nolans Transport
“I was flying by the seat of my pants and not always enjoying the ride. One day great - the next day chaos. I was always putting out fires. I don’t want to go forward without my CFO On-Call. His blood is worth bottling!”
Richard Ching
CEO of QME
“I’ve now got the confidence to grow the business. I’ve got lots of ideas about business direction and his input is great. Our CFO On-Call is a valuable asset who helps with the planning and ensures cost effectiveness.”
Francis Vigliante
CEO of BRI
“My CFO has provided me with a fantastic insight into the KPIs that really drive my business. We now have a better understanding of smarter pricing and the type of work that provides better margins.”
Kerry Matthews
CEO Powerex

let’s get started

Virtual CFO’s Australia Wide. Tell us about your financial challenges. We can talk by phone, online or in person.

Call 1300 36 24 36
Request a Call Back

Virtual CFO Solutions FAQ’s

What is a 3 Way Forecast?
This is a report that includes a Profit & Loss Budget, Cash Flow Forecast and Balance Sheet Forecast. Most lenders/investors want to see these to be confident the business is on track to be profitable, cash flow positive and solvent. A Profit & Loss Budget showing great sales and profit at the end of the financial year is no use, if the business goes bust in the middle due to poor cash flow and Balance Sheet management.
Why aren’t my financials from an accounting system enough for a lender/investor?
Accounting systems are often set up to handle tax obligations e.g. GST/PAYG etc. and for keeping track of supplier payments. In our experience they are often also not very well set up i.e. there are mistakes in data entry that compromises the quality of the information. If reports are being used that are inaccurate for lenders/investors this will give a bad impression and reduce their confidence. When a business is in severe Cash Flow stress, this is a very useful tool. It enables you to manage the situation on a daily basis. You can see when you are able to pay people based on the daily balance. It shows where you need to speed up funds coming into the business e.g. chase customers for payment or inject funds from shareholders or outside lenders/investors.
Why do I need help providing ongoing reports to lenders/investors?
Lenders/investors have their own way of looking at business results. They analyse financial information in a particular way that meets their need to feel confident in the ability of the business to meet its obligations and be profitable and sustainable. A good CFO understands their needs and can supply them seamlessly as well as providing the management information useful to the business owner. You then need to put in place a process for proactively managing these ‘levers’. Each one needs a project of its own and someone in charge of it to ensure it happens and they are accountable. Your Cash Flow Forecast is your ‘bible’ for improving Cash Flow. It’s the proof in black and white on how things are progressing.
Why would I need help answering lender/investor questions?
Lenders/investors have a particular way of looking at business opportunities. Their view will be very different from that of the business owner. They have no emotion in their decision making… they just want cold hard facts and to be confident the business can meet its commitments and repay loans/dividends. It’s better if an unbiased third party does this to alleviate inefficiency and frustration. It also gives a good impression that the business owner has professional financial control in place.
My cash flow is a bit tight… how can I pay the fees of a CFO?
We often find money sitting in the wrong place i.e. not in business bank accounts. There are quite a few places it can be. We’re happy to discuss them with you and help you to move the funds more quickly into your business bank account, so that you can more easily pay all your expenses and grow your business more efficiently.

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